At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.

SumUp's Lending team is looking for a Senior Credit Risk Analyst to take us to the next level when it comes to credit risk in the digital world.

We are looking for someone who loves to take on a challenge, transforming data into meaningful insights and those insights into projects together with our international squads. We aim to raise the level of risk analysis at Sumup and consequently impact the lives of millions of small merchants. You'll be a key player in supporting SumUp's growing credit risk operations, we opened 4 new markets in 2024 and there are still more to come!

What you'll do

• Drive our origination end to end (plan, execute, evaluate and monitor)

• Track KPIs relevant to credit performance and identify key insights

• Be accountable for risk metrics and portfolio performance on batch level

• Lead the expansion of our product to new markets (Credit Risk related)

• Communicate with different types of stakeholders, such as business leadership for the markets, internal financial teams, investors, amongst others, in order to guarantee clear alignment between our credit risk strategy and the overall SumUp business

• Question and revise our credit risk strategies and processes seeking continuous improvement

You'll be a great fit for this position if

• You have 3+ years of experience on Credit Risk functions defining policies for lending products

• You’re familiar with and get excited about Data Science.

• You work well autonomously and thrive in an agile environment

• You are highly motivated, hands-on, focused and striving to learn and improve your skills

• You have knowledge in SQL and you’re a data driven person

• You have strong organisational and time management skills

Why you should join SumUp

• Opportunity to work with a truly global, multicultural team (we are 3000+ people from 93 countries, spread across 4 continents).

• Learning & development budget for attending conferences and external training

• Competitive salary package and virtual stock option programme

• We offer a corporate pension scheme, 28 days’ paid leave, free German and yoga classes, subsidised Urban Sports Club membership and other great benefits

• An amazing team and work environment that works with passion and purpose to achieve incredible results

• We get together regularly for breakfasts, team events, office parties and sports

• You’ll be based in the heart of Berlin, one of Europe’s leading tech hubs and most vibrant cities.

About SumUp

We believe in the everyday hero.

Small business owners are at the heart of all we do, so we're creating tools that help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.

SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.

SumUp will not accept unsolicited resumes from any source other than directly from a candidate.

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.