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IT Business Analyst - Payments (m/f/d)



Munich, Germany · Hamburg, Germany · Berlin, Germany · Frankfurt, Germany
Posted on Friday, February 2, 2024
About Raisin Bank
As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place!
Raisin Bank aspires to be the leading pan-European B2B2X service bank. It provides flexible and innovative banking-as-a-service solutions to financial service providers and platforms across Europe.
Using a cloud based Banking-as-a-Service approach, we empower our B2B customers to innovate finance. Our goal is to build long term partnerships. Therefore we refer to our customers as partners.
  • We provide the infrastructure for innovative business models in financial services. For our partners, we combine state-of-the-art technology with extensive banking experience.
  • Together, we continuously improve and expand our products and services to enable strong and sustainable growth.
  • We are an agile organization that entrusts responsibility to its employees and offers them a variety of growth opportunities. Our corporate culture is based on trust, integrity and feedback. Together, we strive for sustainable growth, resilience and diversity.
Be there from the beginning and implement our cloud-based strategy with us.

From the IT department, Raisin Bank's IT applications are implemented and supported in projects. We successfully take care of the coordination and implementation of requirements that arise, for example, from our partners, internal specialist departments or from regulatory requirements.

With modern, cloud-based tools, we optimally support the processes of our startup cooperation partners.
Your Responsibilities
  • You identify the requirements of our external and internal customers for our IT together with the specialist departments and recognize the opportunities of digitalization.
  • You optimize our internal bank processes.
  • In your team, you accompany all steps from development to implementation, from testing to the rollout of applications and systems to customers and ensure smooth cooperation with our service providers.
  • You work closely with various internal and external stakeholders.
  • You help your team to prepare for the agile Scrum Sprint by analyzing requirements in depth and testing solution concepts pragmatically.
  • Together with your team, you take ownership of your products and ensure transparency for customers and your team throughout the entire product lifecycle.
Your Profile
  • You have an above-average degree in computer science, business informatics or a similar subject.
  • You have at least two years of relevant professional experience as an IT business analyst and have also gained experience in the banking environment.
  • You have an above-average ability to abstract and organize yourself systematically and independently.
  • You enjoy validating your analyses with data and have already gained hands on experience working with BI tools (Looker).
  • You have practical experience in SEPA or Target2 payments.
  • You have hands on experience working with ISO 20022 message types.
  • You have knowledge of Bundesbank clearing processes as well as processes in SEPA, Target2 and SWIFT networks.
  • You have solid experience in classical and agile working methods.
  • You are fluent in English.
  • You have a strong team spirit.
Join our mission, join our team - and grow with us!
As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.

Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:

  • Sparring partners and contact persons in the entire group of companies.
  • Exciting cooperation partners and projects in the banking and Start-Up environment.
  • A fully cloud-based Banking-as-a-Service Platform.
  • Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
  • Dynamic environment, a hands-on mentality and agile ways of working.
  • Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.
  • Collegiality and a supportive learning environment.
  • Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
  • Commuting allowance.
  • A diverse team of experts to learn from and to inspire each other.
About us

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.